Secured P2P Micro-Lending
Secured lending with no intermediaries. Deposit fiat-pegged stablecoins as collateral to borrow volatile digital assets instantly at low sub-cent fees.
Total Collateral Cap
$4,850,230+
Max Loan LTV
66.6% (150%)
Liquidation Discount
5% Premium
Network Speed
< 1s Finality
Designed on top of standard Layer-2 blockchains and industry-grade Chainlink price feeds.
Users can borrow up to 66% of their stablecoin collateral value. Volatile loans are secured transparently through public on-chain parameters.
Continuous monitoring of volatile assets vs collateral pricing ensures instant liquidations if a borrower's health factor drops below 1.20.
Arbitrageurs and liquidators can buy discounted collateral at a 5% discount, restoring vault solvency with minimum latency.
Discover how KopoFinance supports diverse business models and regulatory regimes.
Local businesses lock stablecoins (USDC) earned from sales to instantly borrow digital capital, funding quick inventory expansion without credit score checks.
Customizable to accept retail Central Bank Digital Currencies (CBDCs like e-Rupee, eNaira) as native collateral, bridging state-backed digital fiat with DeFi pools.
Facilitates low-cost corridors for small businesses by allowing them to collateralize regional stablecoins and draw down instant cross-border liquidity at low gas.
Ready for tax systems (like India's CBDT) by automatically withholding on-chain tax deductions (TDS) and generating audit reports.
KopoFinance allows micro-businesses and individual builders in emerging markets to raise credit without paperwork, credit checks, or bank approvals.
Approve and deposit USDC into the vault.
Borrow WETH up to your LTV allowance.
Watch your position health factor scale above 1.20.
Return the borrowed WETH and withdraw your USDC collateral.
Connect your Metamask or Coinbase Wallet to try out the mock contracts on Arbitrum Sepolia or Base Sepolia testnet!